GeneralJul 8, 2026
Is XRP halal?
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Question context
XRP is one of the most widely held cryptocurrencies among Muslim investors. Community members asked for direct scholarly confirmation of CoinStudy's 86/100 Halal classification.
CoinStudy's answer
Research opinion from the CoinStudy Sharia team. Not a fatwa.
Our Shariah Board Chairman reviewed the full XRP analysis and confirmed: "This result is correct." CoinStudy classifies XRP at 86 out of 100 Halal. XRP is a payment and settlement cryptocurrency with no built-in interest mechanism at the protocol level. The primary concerns are centralization from Ripple's influence over token supply and ongoing regulatory history, both reflected honestly in the score. The chairman's confirmation validates CoinStudy's classification.
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